Explore Your Car Finance Options
Congratulations on reaching the end of your Hire Purchase car finance agreement with Marsh Finance! 🎉
Celebrating A Successful Journey Together 🚗
We want to express our sincere gratitude for choosing us as your trusted car finance partner. Your journey with us has been a fantastic one, and now it’s time to explore the exciting possibilities that lie ahead.
At Marsh Finance, we believe in celebrating milestones, and completing your car finance agreement is a significant one. It’s a testament to your commitment and financial responsibility. We’re thrilled to have been part of your journey, and we’re here to assist you further as you embark on the next chapter of car ownership.
Exploring Your Options
Your Next Car Finance Adventure Awaits
Now that your car finance agreement is concluding, it’s time to explore the exciting options that await you. At Marsh Finance, we believe in making your car ownership experience as smooth and rewarding as possible.
Own Your Car
If you’ve fallen in love with your current car, why not keep it? You’ll receive a “statement of title” from Marsh Finance, or your chosen finance lender, which proves that you’re the legal owner of the car.
Elevate Your Ride with an Upgrade
Ready for a new set of wheels? Consider upgrading your vehicle and enjoy the latest features and technology. Our refinancing options make it easy to step into the car of your dreams while keeping your monthly payments manageable. Click here to learn more about refinancing!
Looking For Something Smaller?
At Marsh, we know that your vehicle needs can evolve over time. If you’re seeking a smaller or more fuel-efficient car, we’ve got you covered. Explore the option to trade in your current vehicle for one that perfectly fits your updated preferences.
⭐Our Promise to Provide Excellence ⭐
As we embark on this new journey together, know that Marsh Finance is committed to:
Tailoring Your Journey
We’ll offer competitive financing options tailored to your needs.
An Exceptional Experience
We’ll provide you with exceptional customer service that exceeds your expectations.
A Seamless Transition
We’ll ensure a seamless transition to your next car finance agreement.
Let’s Take The Next Step Together 🤝
Customer Application FAQs
How do I make an application?
You can apply straight from here on the website through our application form.
alternatively, If you would like to discuss making an application, email us at enquires@marshfinance.co.uk or call us on 01706 648882, we look forward to hearing from you and helping you to organize sorting your next vehicle!
How long is the process?
Once we have all your details we have automated Underwriting which will review your eligibility within a couple of minutes. Once that is completed, the pay outs process takes around 2 hours to reach your dealer following a validation call with you.
How does my credit score affect my options?
As with many lenders, your score will affect how much your monthly repayments will be. If your score is lower, it might mean your payments are larger. There are many thing you can do if your score is low and you want to improve it—our top tips would be
1) make sure you’re on the electoral roll, it’s much easier to get credit if you’re registered.
2) Keep up to date with your bills, it’ll show lenders you can keep up to date with payments
3) Fix any mistakes on your report, by checking it regularly you can make sure its up to date with no mistakes.
If any doubt, contact a credit referencing company to discuss your specific
What forms of ID can I use?
You’ll need your driving license, a recent pay slip and in some cases 3 months of bank statements.
What happens at the end of my Hire Purchase agreement?
At the end of your Hire Purchase agreement, you have three options:
- Provided you have made all the necessary repayments, you can choose to keep the car. A statement of title will be provided, and the car is now yours!
- Upgrade your vehicle. If you fancy a new set of wheels, you can choose to refinance your existing agreement. To learn more about refinancing, click here.
- If you’re seeking a smaller or more fuel-efficient car, we’ve got you covered. Explore the option to trade in your current vehicle for one that suits you.
What Kind of Customer Service Can I Expect From Marsh Finance?
Here at Marsh Finance, we have over 50 years of experience fine-tuning car finance support to our customers. Choose Marsh and have your case treated based on your individual needs, with tailored finance solutions that suit your circumstances.
What would my finance journey with Marsh look like?
1) You submit a proposal to Marsh Finance and the deal is underwritten and reviewed.
2) If you’re eligible and have been approved for finance we will advise the Dealer or Broker (depending on how you’re purchasing your vehicle)
3) You will then go through the terms of conditions of the contract, and then be asked to E-sign the finance agreement. All we’ll need is your proofs such as driving license and your most recent pay slip.
4) We then wait for the Dealer or Broker will then submit the proofs, finance documents and invoice to Marsh Finance Limited, who will then validate all documents, and confirm the details over the phone with the customer, at which point if all the information is valid we will then pay the dealer / broker for the car.
5) Once this is done then you can collect the car.
Can I change my monthly costs?
You can partially settle by paying a lump sum which would lower your monthly repayments or shorten the term but you cannot renegotiate your agreement.
Can I settle my agreement early?
Yes, you can settle your agreement at any time either by paying off the existing balance or by part exchange from your dealer who will work with us to organize your settlement.
Do I need a deposit?
For agreements like PCP and HP, you will agree with us on a deposit and it will affect your month repayments (the bigger the deposit, the smaller the monthly repayments)
Can I upgrade to a new car with Marsh Finance?
Of course! Upgrade your car by refinancing with Marsh. Simply click here to learn more about refinancing, and start your journey to your dream car.