Volkswagen Golf Car Finance

A white Volkswagen Golf.

One of VW’s Most Iconic Cars

First leaving the garage in 1974, the Golf has become iconic across the world. Since its inception, it has been one of Volkswagen’s top three best-selling cars, and for good reason. A compact, small family car with speed and comfort, the Golf is a great blend of sport and elegance. With plenty of choice within the Golf range, you may feel overwhelmed but fear not, at Marsh Finance we have broken down the most popular models for you to find the Golf that suits your needs. Explore the most popular specifications and apply for finance on your new Golf all in one place, quickly and easily. Ready to apply with no impact on your credit score?

A graphic showing the benefits of financing a VW Golf with Marsh.

Find The Right Golf For You

Golf Life

The entry-level model, the Life comes with great entertainment features.
- 10-inch infotainment system
- 10.25-inch digital driver display
- Automatic features (rain sensing wipers)
- 50mpg
- 0-60mph ranging from 8.5 secs to 10.2 secs
- 126-139mph top speed
- Ambient interior lighting

Golf Active

A more versatile option, the Active comes equipped with heated seats and a heated steering wheel.
In addition to all the Golf Life features, the Active has:
- 3-zone air conditioning
- Tinted rear glass
-Sporty wheels
- 128bhp
- 49-52 mpg
- 0-60 in 8.5 secs

Golf GTI

The most iconic model of the Volkswagen Golf group, the GTI turns heads and has the tech to match.
In addition to all the Golf Active features, the GTI has:
- LED Headlighs
- 18 -inch allow wheels
- Heated and adjustable door mirrors
- Top driver technology, including ABS and lane assistance
-Two front sporty seats
- 0-60 mph in 8.5secs - 10.2 secs
- 40 mpg
- 155mph top speed

Affordable Car Finance Options for Volkswagen Golf

Car Ownership at the End of Your Agreement

Fixed Monthly Payments

Final Balloon Payment

Avoid Excess Mileage Charge

Secured Against an Asset (e.g. a car)

Support With Vehicle Issues

Requires Initial Deposit






Check Your Eligibility For Your New Volkswagen Golf

60 Months


Best Available Rate %



no impact on your credit score*

Finance Your New Volkswagen Golf Now!

VW Golf Car Finance FAQs

How do I make an application?

You can apply straight from here on the website through our application form.

alternatively, If you would like to discuss making an application, email us at or call us on 01706 648882, we look forward to hearing from you and helping you to organise sorting your next vehicle!

How long is the process?

Once we have all your details we have automated Underwriting which will review your eligibility within a couple of minutes. Once that is completed, the pay outs process takes around 2 hours to reach your dealer following a validation call with you. 

How does my credit score affect my options?

As with many lenders, your score will affect how much your monthly repayments will be. If your score is lower, it might mean your payments are larger. There are many thing you can do if your score is low and you want to improve it—our top tips would be

1) make sure you’re on the electoral roll, it’s much easier to get credit if you’re registered.

2) Keep up to date with your bills, it’ll show lenders you can keep up to date with payments

3) Fix any mistakes on your report, by checking it regularly you can make sure its up to date with no mistakes.

If any doubt, contact a credit referencing company to discuss your specific

What forms of ID can I use?

You’ll need your driving license, a recent pay slip and in some cases 3 months of bank statements.

Can I finance a Volkswagen Golf with you?

Yes, you can! Marsh Finance work with a vast array of dealers across the country to get the best car for you. If this is a VW Golf, simply apply here and receive a decision the same day, without impacting your credit score. 

What would my finance journey with Marsh look like?

1) You submit a proposal to Marsh Finance and the deal is underwritten and reviewed.

2) If you’re eligible and have been approved for finance we will advise the Dealer or Broker (depending on how you’re purchasing your vehicle)

3) You will then go through the terms of conditions of the contract, and then be asked to E-sign the finance agreement. All we’ll need is your proofs such as driving license and your most recent pay slip.

4) We then wait for the Dealer or Broker will then submit the proofs, finance documents and invoice to Marsh Finance Limited, who will then validate all documents, and confirm the details over the phone with the customer, at which point if all the information is valid we will then pay the dealer / broker for the car.

5) Once this is done then you can collect the car.

Can I change my monthly costs?

You can partially settle by paying a lump sum which would lower your monthly repayments or shorten the term but you cannot renegotiate your agreement. 

Can I settle my agreement early?

Yes, you can settle your agreement at any time either by paying off the existing balance or by part exchange from your dealer who will work with us to organize your settlement.

Do I need a deposit?

For agreements like PCP and HP, you will agree with us on a deposit and it will affect your month repayments (the bigger the deposit, the smaller the monthly repayments)

Representative Example

Rates from 12.9%

Representative example: borrowing £10,000 over 60 Months with a representative of 23.0% APR, an annual interest rate of 23.0% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £269.58 per month, with one final repayment of £279.58 (which includes the option to purchase fee of £10.00), with a total cost of credit of £6,184.80 and a total amount payable of £16,184.80. Marsh Finance Limited are a lender, not a broker. 

Marsh Finance Limited are a lender, not a broker.

This is for illustrative purposes only and is not a quote or an offer of finance.