BMW 1 Series Financing Made Simple with Marsh

A graphic explaining why a person should choose Marsh Finance. It states: no impact on your credit score, same day decision and we're a direct lender.

Affordable BMW 1 series: Make Your Financing Dream a Reality

When the BMW 1 Series launched in 2004, the compact-class car became a best seller. Now in its third generation, the 2023 BMW 1 Series boasts progressive styling, a stunning silhouette and a lively engine. Looking to cruise the British landscape in one of BMW’s most iconic cars?

Discover various car financing solutions designed specifically for the BMW 1 Series at Marsh Finance. Get all the details you require to begin the journey to your dream car with a specialised BMW 1 Series finance calculator for tailored cost projections. Using our 30-second application form, receive a decision the same day without impacting your credit score. Financing a BMW has never been easier.

Explore BMW 1 Series Options


The BMW 1 Series provides drivers with excitement, sophistication, and practicality.
• Trademark BMW build quality
• Three-cylinder to four-cylinder engines
• Six-speed manual
• Eight-speed Steptronic automatic transmission
• Sporty handling
• iDrive Infotainment
• 0-60 under seven seconds
• Petrol/diesel

1 Series SE

A class above the Series 1 standard, the SE takes everything that makes the 1 Series great and adds to it.
• Six-speed manual transmission
• Eight-speed Steptronic automatic transmission
• Eco Pro feature maximises fuel efficiency
• iDrive infotainment system
• Specialist alloy wheel designs
• Front and rear parking sensors

BMW 128ti

Part of the Series 1 family, the BMW 128ti is BMW’s quintessential hot hatchback.
• Powered by a two-litre TwinPower Turbo four-cylinder petrol engine
• 265 bhp
• Eight-speed Steptronic sport automatic transmission
• 0-60 in under six seconds
• M Sport brakes, giving drivers greater stopping power
• Specially tuned M Sport transmission
• Distinctive “ti” badges & coloured accents

Affordable Car Finance Options for Your BMW 1 Series

A table outlining the different features of HP and PCP car finance.

Check Your Eligibility For Your New 1 Series

60 Months


Best Available Rate %



no impact on your credit score*

Finance Your New 1 Series Today

BMW Car Finance FAQs

How do I make an application?

You can apply straight from here on the website through our application form.

alternatively, If you would like to discuss making an application, email us at or call us on 01706 648882, we look forward to hearing from you and helping you to organize sorting your next vehicle!

How long is the process?

Once we have all your details we have automated Underwriting which will review your eligibility within a couple of minutes. Once that is completed, the pay outs process takes around 2 hours to reach your dealer following a validation call with you. 

How does my credit score affect my options?

As with many lenders, your score will affect how much your monthly repayments will be. If your score is lower, it might mean your payments are larger. There are many thing you can do if your score is low and you want to improve it—our top tips would be

1) make sure you’re on the electoral roll, it’s much easier to get credit if you’re registered.

2) Keep up to date with your bills, it’ll show lenders you can keep up to date with payments

3) Fix any mistakes on your report, by checking it regularly you can make sure its up to date with no mistakes.

If any doubt, contact a credit referencing company to discuss your specific

What forms of ID can I use?

You’ll need your driving license, a recent pay slip and in some cases 3 months of bank statements.

Can I finance my new BMW with you?

Marsh Finance can be your home for financing your new BMW. Apply with our easy-touse form and receive a decision with no impact on your credit score. Finance with a leading provider built on over 50 years experience, and drive your dream BMW. 

What would my finance journey with Marsh look like?

1) You submit a proposal to Marsh Finance and the deal is underwritten and reviewed.

2) If you’re eligible and have been approved for finance we will advise the Dealer or Broker (depending on how you’re purchasing your vehicle)

3) You will then go through the terms of conditions of the contract, and then be asked to E-sign the finance agreement. All we’ll need is your proofs such as driving license and your most recent pay slip.

4) We then wait for the Dealer or Broker will then submit the proofs, finance documents and invoice to Marsh Finance Limited, who will then validate all documents, and confirm the details over the phone with the customer, at which point if all the information is valid we will then pay the dealer / broker for the car.

5) Once this is done then you can collect the car.

Can I change my monthly costs?

You can partially settle by paying a lump sum which would lower your monthly repayments or shorten the term but you cannot renegotiate your agreement. 

Can I settle my agreement early?

Yes, you can settle your agreement at any time either by paying off the existing balance or by part exchange from your dealer who will work with us to organize your settlement.

Do I need a deposit?

For agreements like PCP and HP, you will agree with us on a deposit and it will affect your month repayments (the bigger the deposit, the smaller the monthly repayments)

Representative Example

Rates from 12.9%

Representative example: borrowing £10,000 over 60 Months with a representative of 23.0% APR, an annual interest rate of 23.0% (fixed) and a deposit of £0.00, the amount payable would be 59 repayments of £269.58 per month, with one final repayment of £279.58 (which includes the option to purchase fee of £10.00), with a total cost of credit of £6,184.80 and a total amount payable of £16,184.80. Marsh Finance Limited are a lender, not a broker. 

Marsh Finance Limited are a lender, not a broker.

This is for illustrative purposes only and is not a quote or an offer of finance.