What Insurance Group Is My Car?

Check Your Car's Insurance Group

Follow any of the links below to check your car insurance group.
Comparethemarket
MoneySuperMarket
We Buy Any Car
Parkers

Car insurance varies depending on your vehicle. When it comes to deciding who pays what, insurance groups are used to place cars into different brackets. This is then used to decide how much insurance you pay. We’ve taken a deep dive into insurance groups, how they work and the best groups for cheap car insurance. For other top tips on cheap car insurance, visit our handy guide.

How To Find Your Group

Find your car insurance group online. Make sure you have the following information ready:

• Make
• Model
• Year
• Number of doors
• Fuel
• Transmission

From here, visit the sites below to find out your car insurance group.
Comparethemarket
MoneySuperMarket
We Buy Any Car
Parkers

What Affects Your Group?

• Factors that affect your insurance group include. 
• Engine size.
• Emissions.
• Make and model accident history.
• Vehicle age. 
• Safety rating. 
• Size. 
• Repair time and availability of parts.
• Security features.

E-Rating: What Does This Mean?

Some cars include a letter 'E' after the group number. For example, your card could be in group 4E. What this means is that the car's security features exceed the standard for that group, which can help bring insurance costs down even further. 
Top tip: keep an eye out for a letter E on the vehicle document insurance category, as this can help you save some much needed cash.

How Do Insurance Groups Work?

Insurance groups help separate cars into different groups based on factors like engine size and emissions. Depending on which band you end up in, your insurance will be similar to other cars in the same group as you. However, if your car is in one group and you’re interested in a car in a different group, be aware that the insurance rates could differ massively. A car that is seen as more likely to cause collisions (one with a poor safety rating or history of crashes) will be placed in a group with similar cars and will likely have a high insurance cost.

What Are The Different Insurance Groups?

There are ten different insurance groups ranging from 1-50. As the number increases, as does the cost of car insurance. So, if you’re looking for a car with cheap insurance, we’d recommend going with a model that features in the first few insurance bands. Let’s take a look at each group and the type of car you will usually find in each.

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