by Amy Roberts on Jul 14, 2026 5:16:32 PM
Get pre-approved in minutes with Marsh Finance. Our form takes less than 30 seconds to complete and delivers a decision directly to you within a minute, all while avoiding any hard credit checks.
Get Instant Pre-Approval Decision With Marsh Finance
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What Is Pre-Approval?
Pre-approval is a way for a lender to say that car finance is likely but further checks are needed before you can get your hands on the car. It is an important part of the online car finance application process, acting as the first step towards a new car.
To get the low down on pre-approval, including the benefits, detailed steps and opportunities for bad credit, visit our pre-approved guide.
How Does Car Finance Pre-Approval Work
- You initially share personal and financial details with a lender, and a soft credit check takes place.
- You then receive a pre-approval decision, alongside potential loan amount and APR.
If you then want to continue, a lender will require further documents and verifications, including a hard credit check, before releasing the funds.
Can I Get A Same-Day Car Finance Decision?
Marsh Finance provide same day decisions without any impact on your credit score. These decisions, delivered in under a minute, carry no obligations and provide a good idea of how your finance could look.
If you’re interested in checking your eligibility, our form below can give you a decision in under a minute.
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How To Get Pre-Approved For Car Finance
Follow these steps to get a pre-approved decision in minutes with Marsh Finance.
- Check your credit report and correct any errors.
- Gather documents (ID, proof of address, proof of income).
- Estimate your car budget and monthly affordability.
- Complete our 30-second online pre-approval form.
Boosting Your Chances Of A Quick Car Finance Approval
✅ Get all the necessary documents to hand. This includes things like proof of address, ID and financial commitments. Here’s a full breakdown of the documents you need for car finance.
✅ Apply online. Marsh Finance offer online pre-approval in less than a minute, with a quick online form and instant decision.
✅ Ensure your credit score is as high as possible. Your credit score is an important factor in pre-approval. Before applying, make sure you’ve taken steps to improve your credit score as much as possible.
Not sure where to start? Our credit score guide outlines how you can boost your credit profile.
Marsh Finance: Pre-Approval Without Affecting Your Credit Score
We’ve been supporting customers for over 50 years, offering soft credit checks when you initially apply. Our quick and easy form is simple to complete and delivers a decision in under 2 minutes.
FAQs
How Long Does It Take To Get Approved For Financing?
Complete car finance approval can take anywhere from a few hours to a day, with pre-approval coming instantly at lenders like Marsh Finance. In more complicated cases, finance approval can take days, with manual underwriting and other checks needing to take place.
Can I Get Car Finance With A 600 Credit Score?
Yes, you can get car finance with a 600 credit score. Specialist lenders like Marsh Finance support customers who fall out of traditional lending criteria or may have been refused elsewhere. If you’re sat in this credit score range and are interested in finance, click here.