The Forecourt Sweet Spot: Near-Prime Market Opportunities 

The near-prime market is one of the fastest-growing segments in the car finance market. As prime lenders tighten criteria, many customers are now falling out of the prime lending category, with no one there to pick them up. The result? Thousands of potential deals lost.

The solution? A lender that prioritises near-prime customers. Marsh Finance has supported near-prime customers for over 50 years, offering flexible, exclusive finance products tailored to each customer.

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How Near-Prime Customers Boost Profitability 

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As specialists in near-prime car finance, Marsh Finance are your direct ticket to more business.

As a car dealer, you’re already well aware of the loss of business every day from prime lending rejections. Strict prime credit scoring leaves young buyers, self-employed customers and those with thin credit histories out in the cold, meaning no business for you. For a dealer, incorporating near-prime lending opens up this market, helping you convert near misses into written deals.

The near-prime market and its opportunities bring with it:

✅ Increasing finance penetration

✅ Reducing customer drop-off

✅ Improving stock turn

✅ Increasing PCP opportunities

✅ Greater PCP renewal opportunities in 2-4 years

✅ Helping dealerships reach a wider customer base

Unlocking The Near-Prime Market With An Industry Expert

We’re only one of two non-prime PCP providers in the UK, making Marsh a must for any dealers or brokers looking to maximise the potential of near-prime PCP.

Accessing the near-prime market requires precision, smart underwriting and affordability measures, specialist car finance products, and a lender that understands the near-prime customer. That’s where Marsh Finance come in. With over 50 years of experience supporting these customers, Marsh Finance have the tools and processes in place to guide near-prime customers through their financing journey.

That’s not all, though. We offer:

  • Over 50 years of experience.
  • Instant soft search decisions.
  • Near-prime PCP products.
  • Weekend payouts.
  • One scorecard for PCP and HP.
  • Rate for risk approach.
  • Quote on max repayment, not vehicle.
  • Value-added products funded.

Add Marsh Finance to your panel and place more near-prime deals, including near-prime PCP solutions scarcely available on the market.

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Unlock A New Market

Start Your Partnership With Marsh Finance Today

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